Latest Articles from True North Mortgage Solutions

Check out the latest blog posts from True North Mortgage Solutions

Featured Articles

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29th October 2026

Unlock the secrets to Variable Rate Loan Features

How offset accounts, redraw facilities, and flexible repayment options on variable rate loans help first home buyers in Belconnen build equity faster.

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27th October 2026

Proven Tips to Navigate Economic Shifts on Your Home Loan

How interest rate movements, inflation cycles, and regulatory changes affect your borrowing power and repayment strategy in Griffith and across the ACT

Image for Everything You Need to Know About Variable Rate Home Loans

22nd October 2026

Everything You Need to Know About Variable Rate Home Loans

Variable rate loans offer ongoing flexibility and the potential to benefit from rate cuts, but understanding how they work matters when choosing your home loan structure.

Image for Unlock the Secrets to Financing Your Retirement Home

20th October 2026

Unlock the Secrets to Financing Your Retirement Home

How to structure a home loan for a retirement property in Canberra City, including deposit options, lending criteria, and income verification for retirees.

First Home Buyers

Image for Unlock the secrets to Variable Rate Loan Features

29th October 2026

Unlock the secrets to Variable Rate Loan Features

How offset accounts, redraw facilities, and flexible repayment options on variable rate loans help first home buyers in Belconnen build equity faster.

Image for Beginner's Guide to Rate Lock-ins and Break Costs

22nd September 2026

Beginner's Guide to Rate Lock-ins and Break Costs

Understanding fixed rate home loans, what happens when you need to exit early, and how break costs are calculated for first home buyers in Amaroo.

Image for The Pros and Cons of Pre-Purchase Planning for First Home Buyers

3rd September 2026

The Pros and Cons of Pre-Purchase Planning for First Home Buyers

What Griffith buyers gain from planning their deposit, duty concessions and loan structure before signing a contract in the ACT market.

Image for Top Tips to Access First Home Buyer Support in Queanbeyan

20th August 2026

Top Tips to Access First Home Buyer Support in Queanbeyan

How to use federal and territory schemes to reduce your deposit and cut stamp duty when buying in Queanbeyan.

Image for Fixed Rate Loans & Offset Accounts: Avoid This Mistake

4th August 2026

Fixed Rate Loans & Offset Accounts: Avoid This Mistake

Why most first home buyers in Griffith choose one without understanding how they work together, and what that costs you over time.

Image for When to Start Saving for Your First Home in Ainslie

16th July 2026

When to Start Saving for Your First Home in Ainslie

How to build a deposit for Ainslie's inner-north market and which grants, duty concessions and low deposit schemes apply in the ACT.

Image for Unlock the Secrets to Property Hunting as a First Home Buyer

30th June 2026

Unlock the Secrets to Property Hunting as a First Home Buyer

Learn how to search efficiently, assess genuine value, and position yourself to secure the right property in Queanbeyan's competitive market.

Image for Top 10 First Home Buyer Mistakes in Weston Creek

23rd June 2026

Top 10 First Home Buyer Mistakes in Weston Creek

Avoid the costly missteps that delay or derail your first property purchase in the ACT with practical insights from True North Mortgage Solutions.

Image for Beginner's Guide to Buying a Townhouse in Ainslie

4th June 2026

Beginner's Guide to Buying a Townhouse in Ainslie

What first home buyers in Ainslie need to know about deposit options, stamp duty concessions, and structuring a loan for a townhouse purchase.

Image for Everything You Need to Know About Buying Your First Unit

2nd June 2026

Everything You Need to Know About Buying Your First Unit

A practical guide for first home buyers in Jerrabomberra navigating unit purchases, deposits, grants, and what lenders look for in strata properties.

Home Loans

Image for Proven Tips to Navigate Economic Shifts on Your Home Loan

27th October 2026

Proven Tips to Navigate Economic Shifts on Your Home Loan

How interest rate movements, inflation cycles, and regulatory changes affect your borrowing power and repayment strategy in Griffith and across the ACT

Image for Everything You Need to Know About Variable Rate Home Loans

22nd October 2026

Everything You Need to Know About Variable Rate Home Loans

Variable rate loans offer ongoing flexibility and the potential to benefit from rate cuts, but understanding how they work matters when choosing your home loan structure.

Image for Unlock the Secrets to Financing Your Retirement Home

20th October 2026

Unlock the Secrets to Financing Your Retirement Home

How to structure a home loan for a retirement property in Canberra City, including deposit options, lending criteria, and income verification for retirees.

Image for Avoid These 5 Mistakes When Financing a Terrace House

13th October 2026

Avoid These 5 Mistakes When Financing a Terrace House

Terrace houses in Weston Creek require a different approach to home loan structuring than standard detached properties.

Image for Unlock the secrets to buying with no deposit in Australia

1st October 2026

Unlock the secrets to buying with no deposit in Australia

Understand how government guarantees, family pledges, and lender equity schemes can help Jerrabomberra buyers purchase without a full 20% deposit saved.

Image for Simple hacks to improve borrowing capacity in Belconnen

24th September 2026

Simple hacks to improve borrowing capacity in Belconnen

How small changes to your financial profile can unlock additional lending capacity and stronger loan approval outcomes with ACT property prices

Image for Proven Tips to Research Property Before You Apply

17th September 2026

Proven Tips to Research Property Before You Apply

How researching a property properly before submitting a home loan application can save you from delays, hidden costs, and lender rejections.

Image for Do you know what deposit you need for a Yarralumla home?

1st September 2026

Do you know what deposit you need for a Yarralumla home?

Deposit requirements for Yarralumla properties vary widely depending on your lending structure, government support eligibility, and the lender's assessment of your borrowing position.

Image for Top tips to understand home loan costs and fees in Wright

27th August 2026

Top tips to understand home loan costs and fees in Wright

Application fees, valuation charges, and settlement costs can add up quickly when arranging finance for a property in Wright, ACT.

Image for How Interest Rates Impact Property Prices in Queanbeyan

6th August 2026

How Interest Rates Impact Property Prices in Queanbeyan

Understanding how rate movements shape property values and purchasing power in the local market, and what it means for your borrowing decisions.

Image for How to Buy a Home with a 10% Deposit in Belconnen

30th July 2026

How to Buy a Home with a 10% Deposit in Belconnen

What you need to know about purchasing property in Belconnen with a 10% deposit, including LMI costs and lender requirements.

Image for Why Fixed Rate Loans Suit Different Life Stages

28th July 2026

Why Fixed Rate Loans Suit Different Life Stages

How fixed interest rate home loans work for first home buyers, growing families, and retirees across Weston Creek and surrounding areas.

Image for The Pros and Cons of Purchase Home Loans in Kingston

23rd July 2026

The Pros and Cons of Purchase Home Loans in Kingston

What Kingston buyers need to know about loan features, rate structures, and application processes when purchasing a three bedroom home.

Image for How to Buy in a School Zone Without Overstretching

21st July 2026

How to Buy in a School Zone Without Overstretching

Structuring your home loan to access higher-priced catchment areas while maintaining financial stability and borrowing capacity for the long term.

Image for 10 Ways a Townhouse Loan Differs from a House Loan

14th July 2026

10 Ways a Townhouse Loan Differs from a House Loan

What Tuggeranong buyers need to know about strata, LVR limits, and lender policies when financing a townhouse purchase.

Image for The easiest way to secure your first home loan

7th July 2026

The easiest way to secure your first home loan

Understanding loan structures, deposit requirements, and pre-approval timing can make the difference between securing property in Braddon or missing out.

Image for Unlock the Secrets to Financing Your Holiday Home

11th June 2026

Unlock the Secrets to Financing Your Holiday Home

What Tuggeranong buyers need to know about securing a home loan for a second property and structuring the finance to work long-term.

Image for Do you know how strata affects your home loan?

9th June 2026

Do you know how strata affects your home loan?

Purchasing a unit or townhouse in Kingston comes with ownership considerations that directly influence loan approval, interest rates, and lender choice.

Construction Loans

Image for What are Construction Loans for Custom Homes?

15th October 2026

What are Construction Loans for Custom Homes?

A detailed guide to securing construction finance for a custom-designed home in Braddon, including how progressive drawdowns work and what lenders require.

Image for Do you know how Construction Loan Monitoring works?

6th October 2026

Do you know how Construction Loan Monitoring works?

Construction loan monitoring protects lenders and builders through staged progress inspections, ensuring funds are released only when work meets contract standards.

Image for Beginner's Guide to Construction Loan Fees

13th August 2026

Beginner's Guide to Construction Loan Fees

Understanding the costs beyond the interest rate when financing a new build, renovation, or land and construction package in Kingston and across the ACT.

Image for How to Manage Construction Loan Monitoring

18th June 2026

How to Manage Construction Loan Monitoring

Understanding progressive drawdowns, inspection requirements, and payment schedules when building your new home in Braddon.

Image for Smart Ways to Approach Construction Loan Funding

16th June 2026

Smart Ways to Approach Construction Loan Funding

How progressive drawdown schedules, fixed price contracts, and careful timing affect your build budget in Wright and across the ACT region.

Investment Loans

Image for Simple hacks to get your investment loan approved

8th October 2026

Simple hacks to get your investment loan approved

What lenders assess before approving an investment property loan and how Queanbeyan buyers can position their applications for success

Image for Top Strategies to Build a Property Portfolio in Queanbeyan

15th September 2026

Top Strategies to Build a Property Portfolio in Queanbeyan

Practical approaches to structuring investment loans, using equity and planning for portfolio growth in the Queanbeyan and Canberra region.

Image for Why Should Investors Consider Two Properties Over One?

10th September 2026

Why Should Investors Consider Two Properties Over One?

How acquiring two investment properties instead of one can accelerate portfolio growth and diversify income streams for Weston Creek investors.

Image for Why Variable Rate Investment Loans Work for Jerrabomberra

8th September 2026

Why Variable Rate Investment Loans Work for Jerrabomberra

Variable rate investment loans with extra repayment features give Jerrabomberra property investors control over debt reduction without locking in long-term rate commitments.

Image for Avoid These 5 Mistakes When Buying an Investment Property

25th August 2026

Avoid These 5 Mistakes When Buying an Investment Property

A practical guide for Hawker property investors seeking finance for their first or next rental property purchase in the current lending environment.

Image for Simple hacks to optimise your investment loan structure

18th August 2026

Simple hacks to optimise your investment loan structure

Tailoring your property investment loan to align with your portfolio goals, tax position, and cashflow needs in Canberra's evolving regulatory environment.

Image for The easiest way to finance a new investment property

9th July 2026

The easiest way to finance a new investment property

What Kingston investors need to know about funding a second property in 2026, from serviceability buffers to negative gearing changes.

Image for Everything You Need to Know About Investment Risk Assessment

2nd July 2026

Everything You Need to Know About Investment Risk Assessment

How Belconnen investors assess serviceability, deposit requirements, and policy changes before committing to a property purchase

Image for Smart ways to approach property investment in Griffith

25th June 2026

Smart ways to approach property investment in Griffith

How Griffith investors can structure investment loans to build portfolio value while managing deductibility changes and rental yield expectations

Refinancing

Image for Top 10 Ways to Calculate Home Equity Before Refinancing

29th September 2026

Top 10 Ways to Calculate Home Equity Before Refinancing

Understanding how to calculate your home equity accurately ensures you access the right amount when refinancing in Yarralumla's established property market.

Image for Common Mistakes in Refinancing Settlement Procedures

11th August 2026

Common Mistakes in Refinancing Settlement Procedures

What happens between loan approval and settlement when you refinance, and how to avoid the delays that cost Ainslie homeowners time and money.

Image for When to Refinance for Education Costs

28th May 2026

When to Refinance for Education Costs

Accessing equity in your Amaroo home to fund university fees, private school tuition, or vocational training without derailing your mortgage repayments.

Recent Articles

Image for How to Refinance Multiple Properties and Save

26th May 2026

How to Refinance Multiple Properties and Save

A structured approach to refinancing several investment loans at once while managing timing, lender capacity, and cross-collateralisation risks in Canberra City.

Image for Avoid These 3 Mistakes with Variable Loans and Offsets

21st May 2026

Avoid These 3 Mistakes with Variable Loans and Offsets

A practical guide for Tuggeranong first home buyers on how variable rate loans and offset accounts work together to reduce interest costs.

Image for Smart ways to approach tax and property home loans

19th May 2026

Smart ways to approach tax and property home loans

Understanding how your home loan structure affects your tax position can change the financial outcome of property ownership in Belconnen and beyond.

Image for How to Use Your Home Equity to Buy Another Property

14th May 2026

How to Use Your Home Equity to Buy Another Property

Your Griffith property may hold the funds you need for your next purchase without selling or using cash savings.

Image for Fixed Rate Home Loans: What Ainslie Buyers Need to Know

12th May 2026

Fixed Rate Home Loans: What Ainslie Buyers Need to Know

Understanding how fixed interest rates work and when locking in makes sense for property purchases in one of Canberra's established inner-north suburbs.

Image for Construction Loan Approval in Hawker ACT

7th May 2026

Construction Loan Approval in Hawker ACT

How approval works when you're building a new home in Hawker, from land packages to progressive drawdowns and what lenders require before they commit.

Image for Refinance to Access Equity for Your Business

5th May 2026

Refinance to Access Equity for Your Business

How Wright property owners can unlock capital from their home to grow a business without liquidating assets or taking unsecured finance.

Image for Why Variable Rates Suit Different Life Stages

30th April 2026

Why Variable Rates Suit Different Life Stages

Variable rate home loans offer different advantages depending on whether you're buying your first property, raising a family, or approaching retirement.

Image for Land Purchase for Apartment Construction Loans

28th April 2026

Land Purchase for Apartment Construction Loans

How construction funding works when you're purchasing land in Belconnen for multi-unit residential development and what lenders require before approval.

Image for The easiest way to refinance for an offset account

23rd April 2026

The easiest way to refinance for an offset account

Refinancing to add an offset account can save you years off your mortgage term while keeping your cash accessible for Yarralumla property owners.

Image for How to Meet Construction Loan Compliance in Canberra

21st April 2026

How to Meet Construction Loan Compliance in Canberra

Understanding compliance requirements for construction finance helps you avoid delays and additional costs when building in the ACT.

Image for Investment Loan Features That Support Property Growth

16th April 2026

Investment Loan Features That Support Property Growth

Understanding which loan features align with your investment strategy can make the difference between portfolio growth and holding costs that limit your plans.

Image for Proven Tips to Compare Home Loan Options and Secure Value

14th April 2026

Proven Tips to Compare Home Loan Options and Secure Value

Understanding how to compare home loan products effectively helps Amaroo residents make informed decisions when choosing their ideal mortgage package.

Image for Top Tips to Refinance and Reduce Monthly Payments

9th April 2026

Top Tips to Refinance and Reduce Monthly Payments

Discover how mortgage refinancing can reduce your monthly repayments and improve your cashflow with the right refinance strategy.

Image for What are Fixed Rate Loans at Different Life Stages?

7th April 2026

What are Fixed Rate Loans at Different Life Stages?

Discover how fixed interest rate home loans can provide financial stability and support your goals throughout every stage of life.

Image for Fixed Rate Features to Consider for Investment Loans

2nd April 2026

Fixed Rate Features to Consider for Investment Loans

Understanding fixed rate loan features can help Wright property investors make informed decisions about their investment property finance options.

Image for Unlock the Facts About Home Loan Costs and Fees

31st March 2026

Unlock the Facts About Home Loan Costs and Fees

Understanding the true costs of your home loan helps you make informed decisions and achieve home ownership with financial stability.

Image for Refinancing Application Fees and What You Need to Know

26th March 2026

Refinancing Application Fees and What You Need to Know

Understanding the costs involved in refinancing your home loan can help you make informed decisions and potentially save thousands of dollars.

Image for Top 10 Tips and Insights for First Home Buyers in NSW

24th March 2026

Top 10 Tips and Insights for First Home Buyers in NSW

Essential advice for first home buyers in Queanbeyan and surrounding regions looking to secure their first home loan with confidence.

Image for How to Inspect a Property as a First Home Buyer

19th March 2026

How to Inspect a Property as a First Home Buyer

Essential property inspection tips to help first home buyers in Wright make informed decisions before buying your first home.

Image for House and Land Packages: A Guide for First Home Buyers

17th March 2026

House and Land Packages: A Guide for First Home Buyers

Everything Ainslie first home buyers need to know about purchasing house and land packages and securing the right home loan

Image for Everything You Need to Know About Holiday Home Loans

12th March 2026

Everything You Need to Know About Holiday Home Loans

Discover how to secure a home loan for your dream holiday property with the right finance strategy and professional support.

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10th March 2026

Simple Hacks to Prepare Your Refinancing Documents

A comprehensive checklist to streamline your refinance application and help you access a lower interest rate with confidence

Image for Key Tips to Understand Variable Rate Loan Fees and Costs

5th March 2026

Key Tips to Understand Variable Rate Loan Fees and Costs

Discover the fees and costs associated with variable rate home loans and how they impact your mortgage repayments in Amaroo.

Image for Smart Ways to Approach Property Ownership and Home Loans

3rd March 2026

Smart Ways to Approach Property Ownership and Home Loans

Understanding your home loan options and ownership structures is crucial for Wright residents looking to achieve home ownership and build lasting financial stability.

Image for Understanding the Benefits of Offset Accounts

26th February 2026

Understanding the Benefits of Offset Accounts

Discover how a mortgage offset account can reduce interest charges and help you build equity faster on your home loan.

Image for Do You Know How Fixed Rate Home Loans Work in Kingston?

24th February 2026

Do You Know How Fixed Rate Home Loans Work in Kingston?

Understanding fixed interest rate home loan terms can help Kingston residents make informed decisions about their owner occupied home loan options.

Image for The Ins and Outs of Upgrading Your Family Home

19th February 2026

The Ins and Outs of Upgrading Your Family Home

Discover how the right home loan can help Queanbeyan families move into their ideal property and build long-term financial stability.

Image for Construction Loans to Purchase Land for Townhouses

17th February 2026

Construction Loans to Purchase Land for Townhouses

Understanding how construction finance works when you're ready to purchase land and build townhouses in Gungahlin and surrounding areas.

Image for When Should You Refinance Your Home Loan?

12th February 2026

When Should You Refinance Your Home Loan?

Discover the key moments when refinancing your home loan could save you thousands and improve your financial position.

Image for Variable Rate Loans and Extra Repayments for First Home Buyers

10th February 2026

Variable Rate Loans and Extra Repayments for First Home Buyers

Understanding how variable interest rate loans and extra repayments can help Ainslie first home buyers build equity and manage their home loan effectively.

Image for 10 Ways Interest Rates Impact Your Home Loan in Wright

5th February 2026

10 Ways Interest Rates Impact Your Home Loan in Wright

Understanding how interest rates affect your home loan can help Wright residents make informed decisions and achieve home ownership goals.

Image for How to Secure Investment Loans for Property Purchase

3rd February 2026

How to Secure Investment Loans for Property Purchase

Your comprehensive guide to investment loan options, features and application processes for Tuggeranong property investors

Image for Why Should Investment Property Owners Claim Tax Deductions?

29th January 2026

Why Should Investment Property Owners Claim Tax Deductions?

Understanding the tax benefits and deductions available when you invest in real estate through investment loans

Image for Top tips to understand home loan deposit requirements

27th January 2026

Top tips to understand home loan deposit requirements

Essential guidance for Jerrabomberra residents on deposit requirements and securing your home loan application successfully

Image for What not to overlook with Home Loan extra repayments

22nd January 2026

What not to overlook with Home Loan extra repayments

Discover effective extra repayment strategies that can save thousands and help Gungahlin residents pay off their home loans faster.

Image for Top 10 Ways to Research Investment Properties and Secure Loans

20th January 2026

Top 10 Ways to Research Investment Properties and Secure Loans

Essential strategies for Hawker investors to conduct thorough investment market research and access optimal loan options

Image for Proven tips to understand Home Loan Terms and Conditions

15th January 2026

Proven tips to understand Home Loan Terms and Conditions

Essential insights into loan terms, interest rates, and conditions to help Braddon residents make informed home loan decisions.

Image for Top Strategies to Buy a Home Closer to Your Family

13th January 2026

Top Strategies to Buy a Home Closer to Your Family

Discover home loan options and financial strategies to relocate near loved ones in Amaroo and surrounding areas.

Image for Why should first home buyers consider semi-detached homes?

8th January 2026

Why should first home buyers consider semi-detached homes?

Discover the advantages of semi-detached properties and access tailored home loan solutions for Tuggeranong first home buyers.

Image for Unlock the secrets to housing affordability in Hawker

6th January 2026

Unlock the secrets to housing affordability in Hawker

Understanding home loan options and strategies to make your Hawker property purchase more affordable

Image for Why Should First Home Buyers Consider Home Ownership Benefits

1st January 2026

Why Should First Home Buyers Consider Home Ownership Benefits

Explore the financial advantages and long-term benefits of home ownership for Kingston first home buyers

Image for Do you know how rate lock-ins and break costs work?

30th December 2025

Do you know how rate lock-ins and break costs work?

Understanding investment loan rate locks and exit penalties to protect your property investment strategy

Image for Unlock Your Home Buying Timeline: A First Home Buyer's Guide

25th December 2025

Unlock Your Home Buying Timeline: A First Home Buyer's Guide

Understanding the essential steps and timeframes for purchasing your first home in Queanbeyan and surrounding areas.

Image for Understanding the basics of variable rate loan features

23rd December 2025

Understanding the basics of variable rate loan features

Essential variable rate loan features that Jerrabomberra first home buyers should consider when applying for a home loan

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True North Mortgage Solutions Pty Ltd ABN: 24 618 839 544. Credit Representative #499683 is authorised under Australian Credit Licence #391209

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.